Asset-based long-term care protection

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For your clients, the idea of needing long-term care insurance may feel overwhelming or too far away to worry about. However, an unexpected long-term care event can have significant consequences — potentially derailing their financial plans for the future. At OneAmerica Financial ® , we offer an alternative to traditional long-term care insurance that makes planning easier.

Designed with flexibility in mind, our Care Solutions product portfolio, featuring asset-based long-term care protection options, enables your clients to cover long-term care if they need it — or leave a financial legacy to their loved ones if they don’t. Unlike traditional long-term care insurance, where premiums are paid for coverage that may not be used, asset-based long-term care solutions can offer greater flexibility, with the ability to leave money behind.